Dental Insurance – Brooklyn, NY
We’re Ready to Take Your Insurance Plan
One of Ralph Avenue Dental Care’s main goals is making world-class dentistry affordable and accessible for all families. It’s one of the reasons why we are such an insurance-friendly practice. We gladly accept just about every plan and help patients maximize benefits however possible. This way, you can save more money whenever you visit. If you want to learn more about getting the most out of your insurance plan, make sure to read our short guide below. Additionally, you can always call us directly.
How Does Dental Insurance Work?
If there’s anything you need to know about dental insurance, it’s that plans are focused on prevention more than anything. This is a stark contrast from medical insurance, where benefits are designed to help patients treat specific ailments. Dental insurance focuses on helping people pay for the most basic care, including checkups, cleanings and other minor problems that can be taken care of quickly. Dental insurance also helps you avoid larger issues altogether.
What Do Dental Insurance Plans Cover?
Different dental insurance plans offer coverage in different ways, however, most follow a similar framework. That framework tends to look like the following:
- Preventive services are covered between 80 and 100 percent.
- Basic restorative services offer coverage between 70 and 80 percent.
- Advanced restorative services are covered up to 50 percent.
- A fixed amount is set aside for orthodontic treatments.
- Cosmetic services are not typically given any coverage.
The best way to save money is to keep up with biannual checkups and cleanings. Not only do most plans cover these treatments, but you also reduce your risk for dental emergencies!
Expect In-Network Savings & Use Out-of-Network Plans
Ralph Avenue Dental Care is in-network with the majority of dental insurance plans. Thankfully, we are also happy to work with many out-of-network policies. If your provider is not seen on this list, make sure to call us directly. From there, we can discuss tips to best use your benefits. We can still provide you many discounts that you might not have expected!